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Apple Inc. (NASDAQ:AAPL) Integrates Ripple (XRP) Interledger Technology




Apple may not live on the bleeding edge of emerging technology, but they are known for introducing it to the mainstream. Their integration of near field communication (NFC) into the iPhone series allowed them to bring Apple Pay to life. While several competitors now exist, Apple Pay was undeniably the first major mobile phone payment service. In the time since the technology struggled to gain market traction. Disparate payment systems, coupled with a lack of merchant incentive, prevent wide-scale adoption. Apple’s recent update to the Apple Pay system introduces the Payment Request API – and more noteworthy, Ripple’s Interledger Protocol.

While a footnote for Apple, this is major news for the Ripple payment protocol. A huge market share of the mainstream public uses Apple products, and now by default Ripple. If the new Payment Request API gains traction, Ripple could become the first cryptocurrency in widespread use. This depends on the continuing simplification of the payment process. There is a high barrier to entry to the cryptocurrency sphere at the moment, and even then the learning curve is sharp. Users still need a high level of technological literacy, something that Apple may be able to help mitigate.

What is the Interledger Protocol?

Everyone is all too familiar with the traditional banking transfer process. Created in-house, banking networks rarely communicate well with other institutions. Payment processing agencies, including credit cards, don’t benefit from allowing merchants to easily use other options. This creates an environment where transfers can take days. In the case of international transfers, it can be even longer – with a large amount of potential fraud.

Ripple’s Interledger Protocol introduces a solution this problem. Interledger creates a network of different blockchain protocols and traditional digital ledgers. Each ledger that wants to gain access to the Interledger network must create an end-point that uses common Interledger addresses. This effectively creates a network of networks, integrating all of the disparate networks into a single protocol. So long as the origin sending institution can easily communicate with their own Interledger module, sending payments to the network is simple. Similarly, the end-point module only needs to communicate with two locations; the institution itself, and the Interledger protocol.

Ripple on the Move

This is only one of many triumphs accomplished by Ripple so far this year. Major bank Santander recently announced that they would be using Ripple’s xCurrent payment service. Their mobile app will be the first international transfer service that uses Ripple’s payment protocol. This is alongside the shocking donation of $29 million USD worth of XRP to Ripple completely funded every project on the charity site, an action announced later on Stephen Colbert’s late night show.

While Ripple suffered in the wake of the market correction alongside all other coins, they’ve remained relatively stable in the short term. Their focus on gaining real-world partnerships with major financial institutions is paying off. Unlike many blockchain projects, Ripple boasts an entire suite of functional products. When we reenter a bull market, Ripple is primed to lead the charge.

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Disclaimer: This article should not be taken as, and is not intended to provide, investment advice. Global Coin Report and/or its affiliates, employees, writers, and subcontractors are cryptocurrency investors and from time to time may or may not have holdings in some of the coins or tokens they cover. Please conduct your own thorough research before investing in any cryptocurrency and read our full disclaimer.

Image courtesy of Mike Deerkoski via Flickr


XNO Token of Xeno NFT Hub listed on Bithumb Korea Exchange



Hong Kong, Hong Kong, 25th January, 2021, // ChainWire //

Xeno Holdings Limited ( ), a blockchain solutions company based in Hong Kong, has announced the listing of its ecosystem utility token XNO on the ‘Bithumb Korea’ cryptocurrency exchange on January 21st 2021.

Xeno NFT Hub ( ), developed by Xeno Holdings, enables easy minting of digital items into NFTs while also providing a marketplace where anyone can securely trade NFTs.

The Xeno NFT Hub project team includes former members of the technology project Yosemite X based in San Francisco and professionals such as Gabby Dizon who is a games industry expert and NFT space influencer based in Southeast Asia.

NFT(Non-Fungible Token) technology has recently gained huge focus in the blockchain arena and beyond, making waves in the online gaming sector, the art world, and the digital copyrights industry in recent years. The strongest feature of NFTs is that “NFTs are unique digital assets that cannot be replaced or forged”. Unlike fungible tokens such as Bitcoin or Ether, NFTs are not interchangeable for other tokens of the same type but instead each NFT has a unique value and specific information that cannot be replaced. This fact makes NFTs the perfect solution to record and prove ownership of digital and real-world items like works of art, game items, limited-edition collectibles, and more. One of the ways to have a successful trading…

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Should Crypto Projects Devote Resources to Community Growth and Marketing?



2020 has been an incredible year for crypto as investors have generated windfall profits and crypto projects have seen their businesses gain the spotlight they’ve been looking for.  While Bitcoin has received most of the attention after major institutional investors announced they were accumulating the increasingly scarce asset, many altcoins have also seen their fair share of glory.  When looking at all the big winners of the past year, the first project that probably comes to mind is Chainlink, having appreciated by more than 550% YTD and now valued at over $4.5 billion.  But, the actual biggest winner of the year is HEX with a YTD return of over 5,000%.

I mention both of the above projects as they have each taken slightly different paths to achieve greatness.  Chainlink has devoted resources toward building a fundamentally sound business with many strategic partnerships while HEX has spent vast sums of money on marketing and promotion.  Both approaches are valid, but one thing is certain, it is absolutely imperative for crypto projects to let the crypto community know what makes them special.  Of course, one of the reasons that makes crypto so valuable is the powerful blockchain technology that most projects are utilizing.

Cryptocurrency vs. Blockchain Technology

It’s important to make a distinction between blockchain technology and cryptocurrency.  Although they are often used interchangeably, they are different.  Blockchain technology and crypto were both created after the 2008 financial crisis, but cryptocurrency…

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XENO starts VIP NFT trading service and collaborates with contemporary artist Hiro Yamagata



Hong Kong, Hong Kong, 24th December, 2020, // ChainWire //

The XENO NFT Hub ( will provide a crypto-powered digital items and collectables trading platform allowing users to create, buy, and sell NFTs. Additionally it will support auction based listings, governance and voting mechanisms, trade history tracking, user rating and other advanced features.

As a first step towards its fully comprehensive service, XENO NFT Hub launched a recent VIP service to select users and early adopters in December 2020 with plans for a full Public Beta to open in June 2021. 

“NFTs are extremely flexible in their usage, from digital event tickets to artwork, and while NFTs have a very wide spectrum of uses and categories XENO will initially focus its partnership efforts and its own item curation on three primary areas: gaming, sports & entertainment, and collectibles.”, said XENO NFT Hub president Anthony Di Franco.

He also added “This does not mean we will prohibit other types of NFTs from our ecosystem However, it simply means that XENO’s efforts as a company will be targeted into these verticals initially as a cohesive business approach.”

Development and Procurement Lead, Gabby Dizon explained, “Despite our initial focus, we found ourselves with a unique opportunity to host some of the works of Mr. Hiro Yamagata. We are collaborating with Japanese artist Hiro Yamagata to enshrine some of his artwork into NFTs.”

Mr. Yamagata has been…

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